At Vertibrands (the “Site”), protecting your privacy is of the utmost importance. Information furnished by you to us will be treated with the greatest respect and in accordance with this Privacy Policy. Please find below details about our practices for handling and securing your personal information. In this policy, “personal information” refers to names, home and office contact information and any other “information relating to an identified or identifiable natural person.”

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally identifiable information’ (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog, website, or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, company, email address, mailing address, phone number, and insurance application details to provide an insurance quote.

Vertibrands may ask for personal or business information in order to assist us in meeting your various needs, including:

  • providing products or services requested;
  • servicing your account;
  • improving our services; and
  • developing and/or informing you of additional products or services that may be of interest

Information sought by Vertibrands may depend on the product or service requested. As a result, Vertibrands may request personal information including name, street address, ZIP Code, telephone number, fax number, email address, and area of practice or degree (if applicable). Vertibrands may collect other personal information through comments, feedback, participation in surveys, or other requests for information.

Further personal information may be required during the application and underwriting process. That information may include, among other things, claim payments, loss history or other underwriting information, credit card numbers, bank account information or social security numbers. In certain circumstances, we may require information primarily used for individual, family or household purposes.

Message Boards and Chat Areas

This Site may contain a bulletin board, message board or chat area. Please remember that your communications in these areas are public and may be viewed by others. Please disclose your personal information in such areas with care.

Email Communication and Online Surveys

Vertibrands may send email communications with information that we believe you may find useful, including information about our products and services or offerings from affiliates or third parties. You may “opt-out” of receiving any further emails of this nature by following the instructions contained in the e-mail.

At times, Vertibrands may conduct online surveys to better understand the needs, profiles and experience of our visitors. Our hope is that you will respond to the surveys. However, we leave the choice to you.

How do we protect visitor information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/financial information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal and confidential information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

What Information Do We Share and With Whom Do We Share It?

Vertibrands may share personal information with our affiliated companies and third parties for the purpose of fulfilling your requests, or to offer you other products and services that may be of interest to you. Vertibrands may or may not receive compensation for sharing such information in this manner. Vertibrands reserves the right to use this information and to disclose it to others to the extent permitted or required by law, to investigate potential wrongdoing, or to protect the rights, property or safety of Vertibrands or others.

Do we use ‘cookies’?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process insurance application forms. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

  • Understand and save user’s preferences for future visits.
  • Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future.
  • We may also use trusted third-party services that track this information on our behalf.
  • You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Chrome) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies.

If you disable cookies off, some features will be disabled, but it won’t affect the user’s experience that makes your site experience more efficient and some of our services will not function properly.

However, you can still request premium indications and insurance quotes.

Third-Party Disclosure

We do not sell, trade, or otherwise, transfer to outside parties your personally identifiable information.

Third-Party Links

This Site may contain links to other sites including those of our affiliates, business partners, or other third parties. Sometimes the links are necessary in order to provide you with certain products and services. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible and cannot be held liable for the content, security, or the privacy practices employed by other sites. We encourage you to review the privacy policy of all linked sites and contact directly the site’s operator, if you have any questions about the site’s content, security, data collection or data-use practices.

Children and Privacy

This Site is not intended for anyone under 13 years of age. Vertibrands does not knowingly solicit information from children, nor do we knowingly market our products or services to children.

What If We Change Our Privacy Policy?

Vertibrands reserves the right to modify or supplement this Privacy Policy at any time. If we make any material change, the Site will include such change. Please check this Privacy Policy often to review any changes.

Our Intellectual Property is for Your Non-commercial Use

All of the materials on this website, including the organization and layout of this website and all graphics and logos, are owned and copyrighted by Vertibrands. You cannot copy, modify, distribute, transmit, display, perform, reproduce, publish, license, link to, or frame in another website or use on any other website, or transfer or sell any information obtained from this website without written permission from Vertibrands. If there are any questions regarding this privacy policy, you may contact us using the information below.

Other Provisions as Required by Law

Numerous other provisions and/or practices may be required as a result of laws, international treaties, or industry practices. It is up to you to determine what additional practices must be followed and/or what additional disclosures are required. Please take special notice of the California Online Privacy Protection Act (CalOPPA), which is frequently amended and now includes a disclosure requirement for “Do Not Track” signals.

If you feel that we are not abiding by this privacy policy, please Contact Us.